Monetary policy:
-No inflation allowed
-Honest Distribution
-National economic Boosting
capitalism 2.0
Money leasing
Monetary Fintech
Pay to use someone else's money
Money Leasing offers an innovative fintech solution to tackle today’s major monetary challenges. However, simply reallocating money—from areas like stock markets to the public—won’t create lasting impact on its own. True change requires that capital is used wisely and strategically. Molease is committed to policies that ensure leased liquidity is distributed responsibly and efficiently, preventing inflationary pressures and fostering sustainable growth.
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To ensure responsible and effective use of leased funds, Molease has implemented a set of monetary rules tailored to individual circumstances. These rules help control the amount each person or business can lease based on factors such as age, occupation, and household structure. By setting specific caps and prioritizing certain roles in society, Molease ensures that leased funds are distributed in a balanced and sustainable way, preventing inflationary effects and promoting fair access.
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For Individuals
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Leasing Cap per Individual:
Leasing limits are tailored based on personal and household circumstances to ensure fair access and responsible use:
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Age-Based Cap: Younger individuals may have lower initial caps, with increased access as they demonstrate responsible use and reach certain milestones.
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Job Occupation Cap: Caps are adjusted based on occupation, considering roles critical to society, such as medical personnel, law enforcement, truck drivers, and farmers.
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Household Status Cap:
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Single Individuals: Standard leasing cap based on income and stability.
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Dual-Income Households: Enhanced cap to account for shared financial responsibility.
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Single-Parent Households: Tailored cap with additional flexibility to support dependent care.
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Dual-Parent Households: Balanced cap that considers both income stability and family needs.
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2. Occupational Priority Leasing:
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Occupations critical to societal function are prioritized for leasing, receiving higher access to funds to support their essential roles:
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Tier 1 (High Priority): Medical personnel, law enforcement, farmers, and transportation workers.
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Tier 2 (Moderate Priority): Educators, social workers, infrastructure and utility workers.
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Tier 3 (Standard Priority): General workforce roles, adjusted by income and community need.
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3. Responsible Use Incentives:
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Leasing amounts may be incrementally increased for individuals demonstrating responsible use and social scoring, promoting long-term stability and growth in leasing access.
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Income-Based Adjustments:
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Leasing caps are proportionate to individual or household income levels, ensuring fair access and reducing risk.
These structured rules provide equitable access, prioritize societal contributions, and promote responsible use of leased funds, supporting economic stability and fair distribution.
For Businesses
1. Leasing Cap per Business
Leasing limits are based on the business’s characteristics to ensure
responsible and strategic use:
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Business Size: Smaller businesses and startups may start with lower leasing caps, which can increase as they grow and demonstrate responsible financial management.
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Revenue-Based Cap: Caps are set according to a business’s revenue level, with higher caps available to businesses generating consistent and sustainable revenue.
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Employee Count: Larger businesses with more employees may qualify for increased leasing access, as they have greater operational needs and contribute to job stability
2. Sectoral Priority Leasing
Businesses in essential or high-impact sectors receive priority for leasing to support critical operations and economic resilience:
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Tier 1 (High Priority): Healthcare, agriculture, transportation, and public safety sectors.
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Tier 2 (Moderate Priority): Education, renewable energy, utilities, infrastructure, and manufacturing.
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Tier 3 (Standard Priority): Other sectors, with leasing caps adjusted according to business impact and financial stability.
3. Responsible Financial Management Incentives
Leasing limits may be gradually increased for businesses that demonstrate responsible fund usage, timely payments, and growth, promoting long-term financial stability.
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Revenue and Growth Adjustments
Leasing caps are dynamically adjusted based on business revenue growth and scalability, allowing businesses to access more funds as they expand while ensuring manageable risk levels. -
Owner-Set Leasing Cap
Business owners have a responsibility to set a maximum leasing cap for their leased funds, which will be displayed on a map, ensuring transparency and helping prevent oversaturation of leased capital in the market. This measure is essential as leased money comes with specific limitations—it can be used to cover value-added tax (VAT) and certain business expenses, but may be restricted from paying down debt or being used outside set parameters.
For Investors
1. Income through Leasing Rates
Investors are incentivized by competitive leasing rates, which serve as a metric for income generation:
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Monthly or Quarterly Adjusted Rates: Leasing rates are recalculated monthly or quarterly, providing investors with a percentage return on each transaction made by users. This regular adjustment helps investors maximize returns and stay aligned with market conditions.
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Competitive Leasing RatesTo attract liquidity from other investment sectors, leasing rates are designed to offer returns that compete with traditional investment avenues:
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Alternative to Traditional Investments: Molease’s leasing rates are structured to compete directly with investment banking, stock market investing, and other speculative financial sectors, drawing capital from these overinflated markets back into a stable, revenue-generating ecosystem.
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Reduced Speculation, Increased Stability: By providing a more predictable and tangible income stream, leasing incentivizes investors to move funds out of the speculative, bubble-prone financial sector and into productive, community-driven assets.
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2. Market-Responsive Adjustments
Leasing rates are periodically assessed and adjusted based on economic conditions and market demand, ensuring that investors earn competitive returns:
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Economic Stability & Market-Driven Adjustments: Rates are responsive to market trends, making Molease a resilient alternative investment that adapts to changing financial conditions.
3. Transparency & Responsibility
Investors can monitor leasing rates and transaction data, ensuring transparent earnings and responsible management of leased funds:
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Income Transparency: Investors are provided with clear metrics on leasing rates and transactions, supporting informed decision-making and ongoing engagement.
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Contribution to Economic Balance: By reinvesting in leased funds rather than speculative assets, investors play a role in stabilizing the economy, distributing liquidity to productive areas and fostering community growth.