Money leasing

Distributed purchasing power

capitalism 2.0

Smart circulate money

Start making life easier

The new era of Capitalism

Stop lending money

Start leasing money

Order real money into your bank account, pay a fee for the use of somebody else's money

Individuals

Businesses

Investors

Monetary Fintech

Circular economy, Circular money

Money leasing offers a strategic solution to:

• Bridging the widening wealth gap,

• Addressing the growing debt bubble and inflation,

• Enabling smarter wealth distribution,

• Serving as an incentive for investment,

• Boosting the national economy.”

Money leasing involves providing private capital to individuals and businesses through our dedicated banking solution, allowing them to access funds on-demand with a transaction-based fee structure.
The dedicated banking app records all transaction fees, channels them to the owners, and securely holds funds within a closed ecosystem to prevent any loss of funds.

If Banks can Lease their gold reserves to other banks why can't people lease money to other people

Money Leasing isn’t new—it’s a proven strategy central banks have used for decades by leasing their gold reserves, which are legal tender and the foundation of true money, to other institutions. This practice enhances liquidity, redistributes capital across economic areas, and supports lending and investment. Molease brings this trusted model to the modern market, enabling individuals to benefit from structured, community-focused money leasing.

Dedicated app for: individuals, business and investors

Join as an individual, business, or investor and unlock a new way to manage money. Individuals experience it as a smart banking app, businesses enhance their cash register systems with seamless integration, and investors gain real-time insights into their portfolios. Plus, our powerful API will soon enable other banks to connect with the money leasing network, expanding access across financial institutions worldwide.

For Individuals

Sign up to access and start using leased funds. Discover businesses and individuals on the map who accept leased money, and make payments with a simple swipe on your smart device — spending funds that aren’t your own. You’ll only pay VAT and a small service fee from your account; the rest is covered.

For Businesses

Unlock a new way to manage your business finances by signing up and integrating leased funds right into your cash register system. With this integration, you can easily handle payroll, pay suppliers, and compensate service providers, all within a single platform. Discover other businesses and customers on the map who accept leased money, allowing you to complete transactions with a simple swipe on any smart device. You only pay VAT and a small service fee, while you gain a streamlined, cost-effective way to manage payments and grow your network.

For Investors

Private investments

Earn income

on disposing your savings

to the public

safe and secure

Whether you’re an individual investor, financial institution, or pension fund, the leasing pool offers a structured and efficient way for capital deployment and withdrawal. Deposits are seamlessly integrated into the leasing pool to drive economic growth. When initiating a withdrawal, your funds are replaced by incoming capital from other investors, ensuring uninterrupted liquidity and stability.

To preserve the integrity of the investment environment, the total volume of leased capital is precisely managed in alignment with the economic scale. This strategic balance prevents oversaturation, maintaining a natural demand for leased funds and protecting investor interests. The result is a stable and sustainable leasing ecosystem that supports fluid capital movements while safeguarding return potential for investors.

why money leasing is important

Money Leasing Can Solve Key Economic Challenges

In today’s world, we face mounting economic challenges: inflation is eroding purchasing power, debt levels are becoming unsustainable, populations are aging, and supply chains are increasingly strained by international conflicts and resource scarcity. These pressures are prompting calls to reorganize our economic systems, with various proposals such as the Great Reset, shifts in global economic power, gold-backed monetary systems, Universal Basic Income (UBI), and even tokenized economies. Others anticipate the “great generational wealth transfer” as an opportunity for redistribution.

Molease aims to play a pivotal role in addressing these challenges, offering a sustainable and balanced alternative through Money Leasing. Our approach addresses key economic principles without destabilizing the socio-economic structure.

The Great Reset: Major resets, like those proposed by the World Economic Forum’s Klaus Schwab, suggest wiping
out debts—a solution that would also erase the wealth of those who have invested and contributed to society. Instead, Money Leasing allows wealth holders to lease their funds back into society, allowing wealth to be shared while preserving the rights of those who earned it. This supports equitable wealth redistribution without destabilizing the financial system.
Shift in Global Economic Power: As economic power shifts toward Eastern nations, Western economies face the challenge of self-reliance. Money Leasing naturally encourages funds to stay within a country’s borders, supporting national economic resilience without excluding foreign trade and innovation. By creating a spending ecosystem that focuses on national prosperity, Molease contributes to economic growth within the local perspective.
Universal Basic Income (UBI): While UBI is seen as a potential solution, it often imposes unsustainable tax burdens that can deter competition and innovation. Money Leasing provides a market-driven alternative to UBI, where funds flow freely within a community, preserving incentives for growth and development. This approach could complement UBI principles without requiring high tax-funded subsidies.
Tokenized Economy: Tokenizing assets has become a popular concept but often faces legal challenges since governments control currency issuance. Money Leasing avoids these issues by using legal tender within a defined ecosystem, allowing for the flexibility that resembles tokenized systems without violating regulatory frameworks.
Returning to a Gold Standard: Some advocate returning to a gold-backed system, but this would ignore the financial frameworks already in place. Central banks already lease their gold reserves to other banks, providing a form of stability and scalable liquidity. Molease extends this principle by allowing individuals and investors to lease funds within a structured, community-driven ecosystem, promoting financial stability on a larger scale.

Molease offers a balanced solution that addresses economic pressures, respects market-driven principles, and aligns with legal frameworks. It’s a forward-thinking model designed to foster stability and prosperity in an era of uncertainty.

Monetary policy:
-No inflation allowed
-Honest Distribution
-National economic Boosting

Money Leasing offers an innovative fintech solution to tackle today’s major monetary challenges. However, simply reallocating money—from areas like stock markets to the public—won’t create lasting impact on its own. True change requires that capital is used wisely and strategically. Molease is committed to policies that ensure leased liquidity is distributed responsibly and efficiently, preventing inflationary pressures and fostering sustainable growth.

To ensure responsible and effective use of leased funds, Molease has implemented a set of monetary rules tailored to individual circumstances. These rules help control the amount each person or business can lease based on factors such as age, occupation, and household structure. By setting specific caps and prioritizing certain roles in society, Molease ensures that leased funds are distributed in a balanced and sustainable way, preventing inflationary effects and promoting fair access.

For Individuals

Leasing Cap per Individual:

Leasing limits are tailored based on personal and household circumstances to ensure fair access and responsible use:

Age-Based Cap: Younger individuals may have lower initial caps, with increased access as they demonstrate responsible use and reach certain milestones.
Job Occupation Cap: Caps are adjusted based on occupation, considering roles critical to society, such as medical personnel, law enforcement, truck drivers, and farmers.
Household Status Cap:
- Single Individuals: Standard leasing cap based on income and stability.
- Dual-Income Households: Enhanced cap to account for shared financial responsibility.
- Single-Parent Households: Tailored cap with additional flexibility to support dependent care.
- Dual-Parent Households: Balanced cap that considers both income stability and family needs.

2. Occupational Priority Leasing:

Occupations critical to societal function are prioritized for leasing, receiving higher access to funds to support their essential roles:
- Tier 1 (High Priority): Medical personnel, law enforcement, farmers, and transportation workers.
- Tier 2 (Moderate Priority): Educators, social workers, infrastructure and utility workers.
- Tier 3 (Standard Priority): General workforce roles, adjusted by income and community need.

3. Responsible Use Incentives:

Leasing amounts may be incrementally increased for individuals demonstrating responsible use and social scoring, promoting long-term stability and growth in leasing access.
Income-Based Adjustments:
Leasing caps are proportionate to individual or household income levels, ensuring fair access and reducing risk.

These structured rules provide equitable access, prioritize societal contributions, and promote responsible use of leased funds, supporting economic stability and fair distribution.

For Businesses

1. Leasing Cap per Business

Leasing limits are based on the business’s characteristics to ensure

responsible and strategic use:

Business Size: Smaller businesses and startups may start with lower leasing caps, which can increase as they grow and demonstrate responsible financial management.
Revenue-Based Cap: Caps are set according to a business’s revenue level, with higher caps available to businesses generating consistent and sustainable revenue.
Employee Count: Larger businesses with more employees may qualify for increased leasing access, as they have greater operational needs and contribute to job stability

2. Sectoral Priority Leasing

Businesses in essential or high-impact sectors receive priority for leasing to support critical operations and economic resilience:

Tier 1 (High Priority): Healthcare, agriculture, transportation, and public safety sectors.
Tier 2 (Moderate Priority): Education, renewable energy, utilities, infrastructure, and manufacturing.
Tier 3 (Standard Priority): Other sectors, with leasing caps adjusted according to business impact and financial stability.

3. Responsible Financial Management Incentives

Leasing limits may be gradually increased for businesses that demonstrate responsible fund usage, timely payments, and growth, promoting long-term financial stability.

Revenue and Growth Adjustments
Leasing caps are dynamically adjusted based on business revenue growth and scalability, allowing businesses to access more funds as they expand while ensuring manageable risk levels.
Owner-Set Leasing Cap
Business owners have a responsibility to set a maximum leasing cap for their leased funds, which will be displayed on a map, ensuring transparency and helping prevent oversaturation of leased capital in the market. This measure is essential as leased money comes with specific limitations—it can be used to cover value-added tax (VAT) and certain business expenses, but may be restricted from paying down debt or being used outside set parameters.

For Investors

1. Income through Leasing Rates

Investors are incentivized by competitive leasing rates, which serve as a metric for income generation:

Monthly or Quarterly Adjusted Rates: Leasing rates are recalculated monthly or quarterly, providing investors with a percentage return on each transaction made by users. This regular adjustment helps investors maximize returns and stay aligned with market conditions.

Competitive Leasing RatesTo attract liquidity from other investment sectors, leasing rates are designed to offer returns that compete with traditional investment avenues:
- Alternative to Traditional Investments: Molease’s leasing rates are structured to compete directly with investment banking, stock market investing, and other speculative financial sectors, drawing capital from these overinflated markets back into a stable, revenue-generating ecosystem.
- Reduced Speculation, Increased Stability: By providing a more predictable and tangible income stream, leasing incentivizes investors to move funds out of the speculative, bubble-prone financial sector and into productive, community-driven assets.

2. Market-Responsive Adjustments

Leasing rates are periodically assessed and adjusted based on economic conditions and market demand, ensuring that investors earn competitive returns:

Economic Stability & Market-Driven Adjustments: Rates are responsive to market trends, making Molease a resilient alternative investment that adapts to changing financial conditions.

3. Transparency & Responsibility

Investors can monitor leasing rates and transaction data, ensuring transparent earnings and responsible management of leased funds:

Income Transparency: Investors are provided with clear metrics on leasing rates and transactions, supporting informed decision-making and ongoing engagement.
Contribution to Economic Balance: By reinvesting in leased funds rather than speculative assets, investors play a role in stabilizing the economy, distributing liquidity to productive areas and fostering community growth.

Stay tuned for more details...